Numbrs
The Smart Wallet for your financial health.
Keep and use your bank accounts, crypto-wallets, and loyalty cards in one place.
Let the world's leading AI technology make the most of your money.
The Smart Wallet for your financial health.
Keep and use your bank accounts, crypto-wallets, and loyalty cards in one place.
Let the world's leading AI technology make the most of your money.
Smart Wallet
Keep and use all your bank accounts, crypto wallets, and loyalty cards in one place. Numbrs Smart Wallet makes it super easy to check individual account balances, find out how much money you have in total, keep track of all your transactions, monitor crypto balances, and never miss out on loyalty points at your favourite stores again.
All bank accounts
Whether you want to manage one or multiple bank accounts – with Numbrs, you are always in control. No matter which bank you use.
All Crypto Wallets
Bitcoin, Ethereum & Co. – no matter which crypto currency you favor, Numbrs Smart Wallet enables you to manage the most popular crypto wallets in one place.
All Loyalty Cards
Just leave your plastic cards from IKEA, Starbucks or Miles & More at home. Add your favorite rewards card to Numbrs Smart Wallet, so you never miss out on rewards and benefits. You don’t even need to open the app for it.
100% neutral Multibanking
Why your bank shouldn’t have access to all of your accounts.
One Login
Multiple currencies
With Numbrs, you can manage different accounts from several countries and multiple currencies, including the British Pound or the Euro.
One balance
What is the balance on one account, and what is it on the other? What is my overall financial situation? We got you covered. Numbrs aggregates all balances from all your accounts into one.
Transaction details
Details matter. Receive important information and intelligent insights into every single transaction.
Timeline
The Timeline feature helps you to keep track of all transactions and account activities. Scroll forward into the future or back in time to check every transaction in every account.
Future Timeline
With the Future Timeline feature, you can see the future of your finances. The feature analyses your scheduled expenses and calculates your upcoming account balance in real time.
Search
The Search feature helps you to find a specific transaction quickly. Search for a particular term, an amount, a recipient or a time frame.
One Login
If you use multiple apps from different banks, crypto wallets, credit or debit cards, you know the trouble all too well. You have to log in to this account with this password and log in to the next account with the other password. This is anything but easy and practically.
The advantage of Numbrs Smart Wallet is very obvious: manage all your accounts with just one login and one wallet. No more clutter of apps on your smartphone that requires numerous, cumbersome logins.
Why your bank shouldn’t have access to all of your accounts.
Your bank should never have access to all of your accounts. It has a conflict of interest as it must always sell its own products. If you do disclose all of our accounts to your bank, it will try to take advantage of you by generating a financial gain through selling you credit cards, bank accounts or loans. This will lead to increased costs or additional fees charged to your account.
Numbrs is not a bank, it is 100% neutral. We do not sell financial products nor do we partner with banks. Our neutrality is a guarantee for you that we have just one goal: To help you to make the best out of your finances. Independent from banks and without a conflict of interest.
Insights
Let the world's leading AI technology make the most of your money. Find out if you're getting paid appropriately, how secure your job is, if you're paying too much on your loan, and how you really spend your money. The best thing: with each transaction, the AI-powered insights get smarter.
The world’s leading AI technology for your money
Insights highlights
Is my job safe? Am I being paid fairly? What do I spend my money on and does my spending correspond to my salary? These questions are important for your financial health but have been difficult to answer until now. Numbrs Insights provide you with new information about your finances.
Insights warn you of excessive fees
Never pay unnecessary fees again.
Insights check you loan
Get out of debt faster.
Questions that Insights will answer from now on:
Am I creditworthy? How secure is my salary? Do I get paid appropriately? Should my salary be increased? How much money can I spend? Where can I save the most money? How do I reach my goals faster? What is my net worth? Am I perhaps overinsured? Which products do I really need? How much money do I have in a year?
Safety net
Thanks to AI-powered insights you will know how long you would go without a salary based on your account balance and your average expenses.
Market value
Do you get paid appropriately? Insights compare your salary with the labour market situation in your region and specifically for your position.
Average spending
Everyone knows the feeling: maybe I spend more money than I really should. This is finally over. Insights show you whether your expenses correspond well with your salary.
Top 3 merchants
A pair of sneakers here, a new smartphone there. It's easy to lose track of everything. Find out which companies you spend the most money with.
Numbrs is learning constantly
The more you use Numbrs, the smarter Insights get.
Insights foundation
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Privacy and data usage
Your finances are private. And it stays that way.
The world’s leading AI technology for your money
Numbrs develops cutting-edge artificial intelligence (AI) technology to analyse each of your individual transactions and provide you highly personalized insights for your money.
Each transaction involves more than 3,500 data points, which our self-learning algorithms capture and analyze in real time. Thanks to our most advanced AI technology, we are able to offer you groundbreaking features. Find out how your money will perform tomorrow. Get alerted if you spend too much money or pay too expensive rates for your loan.
AI-powered insights will discover hidden fees for you. Which saves you money.
Traditional and neo-banks charge high fees for their accounts, loans or credit cards. The one suffering most is the customer, who often has not read the small print under the contract and unknowingly pays extensive fees.
Numbrs automatically analyse every transaction and informs you as soon as the self-learning algorithms have determined that you are being charged, but also if the charges are too high.
This saves you money.
AI-powered insights work for you in the background and continuously gets smarter.
Numbrs has been designed from the ground up so that the AI technology never stops learning, making it better and better for you.
For instance, the more accounts you add to Numbrs, the more accurately the self-learning algorithms can analyse your transactions and provide tailored suggestions to optimise your finances.
Numbrs' machine learning algorithms enable you to realise the full potential of your savings opportunities.
AI-powered insights helps you to get out of debt faster.
You should regularly put your loans through their paces. If you are not aware of your financial obligations, you will quickly miscalculate.
Excessively high interest rates and long terms can become a burden that is difficult to bear in certain life situations.
Numbrs' self-learning algorithms automatically analyse each of your transactions and recognise if you can convert your old loan to a new loan with a lower interest rate.
This way, you save on interest and can reduce your debts faster.
Numbrs is based on the analysis of over a trillion data points.
Numbrs' smart algorithms capture and process 3,554 data points per account transaction in real time. Since the launch of the Numbrs app in 2014, the self-learning algorithms have analysed 1,040,335,608,624 pieces of information (as of September 2020).
Numbrs uses the information gathered to make existing features better and give you new, useful hints. Examples for the use of AI analysis are the detection of excessive interest rates, the detection of hidden fees, or the categorisation of your bookings.
Numbrs gets smarter and better for you at the touch of a button.
Numbrs receives regular software updates that provide you new Insights and make the existing features of the app better.
The regular updates make Numbrs smarter and more powerful over time.
When an update is available, a notification will appear on your homescreen. You can install the update immediately or at a later time.
Report
The Finance Report feature automatically organises and monitors all your income, your spendings, budgets, and savings. It is all about facts and figures, not the personal opinion or recommendation of your banker.
Income & spending
How much money did you spend on coffee two weeks ago or traveling in the last year? The Finance Report will show you. The feature organises your income and expenses conveniently based on time frames and categories for years past.
100% neutral Finance-Report
You decide. Not your Banker.
Saving Goals
We all have wishes that we could fulfil with the necessary funds. Whether it’s the dream car or own home – The Saving Goals feature helps you to track your progress and achieve your goals faster.
Budget
One minute you're not paying attention and you've already spent more than you should. The Budget feature helps you set a budget, track your spending, and automatically alerts you before you overspend… in the end, you decide.
Available
Wouldn’t it be nice: a spontaneous short trip. But can you afford it? The "Available“ function calculates in real time how much money you have available after deducting your fixed costs.
Savings
A high doctor's bill or unexpected repair costs - there are many good reasons to build up savings. The Savings feature shows you exactly how much money you have saved this month and how much you should save.
Categorisation
The Categorisation feature automatically sorts all your transactions into clearly arranged categories, e.g. your weekend shopping into the category Food, your new iPhone into the category Electronics, or the Uber ride into the category Transport.
The Finance Report delivers the facts. And you alone decide.
Facts and “numbers” (Numbrs) should always be the foundation of any financial decision. Not the opinion of a third party, a financial advisor, or a bank that just intends to sell you its products.
Reliable and neutral data are the very basis for an educated decision, and every feature of the Numbrs app is aimed at that.
Numbrs deploys advanced machine learning algorithms to create automatic reports on your finances. The feature Finance Report helps you to identify trends in your income and spendings so you can independently decide which way you want to go.
Send Money
Secure. Easy. Fast. With the Send Money feature, unnecessary number twisters and forgotten payments are a thing of the past.
Send money internationally
Whether nationally or internationally: pay all your bills and send money to your friends and family, no matter where they are.
Contact List
Save popular recipients in the Contact List and avoid having to enter the IBAN or any account numbers manually in the future.
Standing Orders
Create useful Standing Orders and monitor their correct execution in the Numbrs app.
Scheduled transfers
Sometimes we can’t pay a bill because we are on holiday, when the rent is due. Plan your payments ahead of time with scheduled transfers, and mark them as done.
TAN-Method
The Send Money feature supports all common TAN-methods offered by banks, such as chipTAN, smsTAN, and pushTAN.
Privacy
Finances are a private matter. With Numbrs, you can be sure that it stays that way. Security and the protection of your privacy are inseparable from Numbrs.
100% Privacy
Your data
is locked
away.
Face ID & Touch ID
Your personal Numbrs account can only be accessed with your code, with Touch ID or Face ID. Your fingerprint and facial data are unique and the most secure way to log in.
No Ads
Numbrs will not display advertising, nor do we create a data profile about your activities. Our neutrality prevents access to your information by banks and insurance companies for advertising purposes.
End-to-End Encryption
From the moment you add your account to Numbrs, all your information is fully protected by the most advanced end-to-end encryption technologies.
Data Lock
The Data Lock feature alerts you whenever your bank account is being updated in the background and a connection with your bank is established.
Security Code
Creating a secure code is the most important aspect for protecting your account. The code is standardised to six digits. So there are a million possible combinations.
Certified security
We strictly comply with the General Data Protection Regulation (GDPR) of the European Union. In addition, independent security experts regularly verify that all aspects of the app adhere to the highest security standards. Numbrs has received several security awards.
Your data is under lock and key at Numbrs.
Whenever Numbrs collects data, we clearly and transparently indicate to do so. We make sure that you know how your personal information is used and how you can change this at any time.
The Data Lock feature informs you about our privacy and security measures. You can always assess how Numbrs uses and secures your information.
But the feature can do much more than this. For example, it proactively alerts you when your bank account is being updated in the background and a connection to your bank is established.
Notifications
Whether you are waiting for your next paycheck to do a major purchase or if you just want to stay up to date. Notifications update you on the most important transactions.
Salary
Finally - your paycheck has arrived. Receive a notification as soon as the money is in your bank account.
Budget
Maybe you shouldn’t buy those jeans now. Notifications will automatically alert you if you have almost used up your set budget.
Security & Privacy
Helpful notifications inform you about the latest security and privacy measures.
Transfers
Receive a notification whenever a certain transaction has been made or is about to be executed.
Control center
Adjust every notification to your needs. Activate Privacy Mode to change the content or frequency of notifications.
Overview
Receive a daily overview of your account balance and a summary of all your income and spendings.
PayDay
Once a week it is PayDay in the Numbrs app where we pay out €50,000 to our users. True to our mission, PayDay helps our users to live a financially healthy life.
Every week is PayDay
Every Friday you have the chance to get € 50.000.
App Feature
Numbrs PayDay is not a typical recommendation programme, but a standalone feature in the app. Find out when the next PayDay takes place, check your tickets or find out how much money will be paid out to you.
Numbrs PayDay - €50,000 for your financial health.
Our mission is to provide all our users with a financially healthy life. To reinforce that mission, we created Numbrs PayDay.
PayDay is not a typical recommendation programme, but a full-fledged app feature. Every week we pay out €50,000 to our users so they can live a financially healthier life.
Numbrs PayDay takes place every week in the app and every user can participate.
Subscription
Choose between a monthly or annual subscription and try Numbrs for free for up to two weeks. You can cancel your subscription for free at any point during the trial period.
100% Neutral Business Model
If something is free of charge, YOU are the product.
If something is free of charge, YOU are the product. Our business model guarantees you 100% neutrality.
If you don’t have to pay for a service, you are not a customer – you are the product. Apps that are financed by advertising rely on collecting and selling your data in order to show targeted ads.
Our business model is not based on collecting and selling your data. We do not display ads, nor will we share or sell your personal information. We don’t sell any financial products and thus receive no commission fees.
For a monthly or annual subscription fee, our users get the benefit of all the features Numbrs has to offer and take advantage of guaranteed privacy and 100% neutrality.
Download the Numbrs app from the Apple App Store or Google Play
Extras
Finances are annoying and boring? We will prove you wrong. Discover entertaining features and easter eggs within the Numbrs app.
Demo Mode
Would you like to show Numbrs to your friends without revealing your personal information? Then activate Demo Mode and take control of the bank accounts of Carrie, Donald or James.
What if Calculator
When will I become a millionaire? Or how much money could I save if I quit smoking for the next six months? Our “What If” calculator has all the answers.
Support
We want to offer you the best customer service. Our support chat, our team of experts and our smart FAQ articles help you quickly and efficiently.
Smart FAQ
Our smart FAQ articles help you find answers quickly. You don’t even have to contact our team anymore.
Chat
You would like to ask our team directly? No problem, the integrated Chat feature connects you with our experts right in the app.
Support Experts
Get support from the people who know Numbrs best. Our trained Support Agents are happy to help you in an efficient and friendly manner.
