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18.12.2020

Whatever Goals You Have For 2021 – You Can Calculate Them With Numbrs

Have you already began planning for the new year? 2020 made one thing clear – getting a head start and being prepared for any circumstance is an important advantage. Numbrs helps you to avoid negative surprises in more than one way.

On top of the app’s multi-banking features that makes personal finance management much more convenient, Numbrs has five calculators that provide you insight into what the future might have in stock for you. Let’s check them out and learn how you can calculate 2021 in a big way.

Savings Calculator

Savings are more important than ever, since circumstances can change quickly. The Numbrs savings calculator lets you see how your savings grow during a defined period.
Set your actual balance, the amount you would like to put aside each month, the annual interest rate, and calculate your savings, including compound interest.

The savings calculator is great for peace of mind but also allows you to plan ahead for a possible trip some time next year. Especially if you use it with a personal budget you set in Numbrs.

Loan Calculator

If the immediate future looks a bit murky and you consider taking out a loan, consult the loan calculator first. It allows you to set the amount, the term, and the annual interest rate.

You receive an overview of your monthly payment, as well as your total cost over the whole term – divided into principal and interest. You immediately know the financial responsibilities which lets you make the best decision possible.

The loan calculator is also a quick and easy way to compare different loan offerings.

Cost of owning a home versus renting

How will the real estate market develop in 2021? Do I want to live in a city or outside? Shall it be a house with a garden or an apartment? Questions that become more pressing in the new year and beyond.

If you ponder both options, use our calculator to get some clarity. And not just in theory. You have seen a listing that sparks your interest? Then use the actual numbers and compare renting versus owning. Including unavoidable costs like down payments, mortgage, and term.

You might be surprised how much you save – or spend more – over the course of 20 years.  

Becoming a millionaire

Did you ever wonder how far you are away from becoming a millionaire? Numbrs has the answer for you. Set your current savings, your monthly contribution, an expected rate of return, and be surprised how many years it will take you.

Sometimes it is good to see the hard, cold facts. Usage advised with a twinkle in the eye.

Cost of smoking

We all have bad habits that are hard to get rid of. The smoking calculator might be the right motivation to part with yours. See how much you spend on cigarettes by setting the daily amount, the price of a pack, and the number of cigarettes in a pack. But be prepared – the result might shock you.

You don’t smoke but you want a loved one to finally quit? Then use this neat calculator and show them how much they spend. If health is not a reason to stop, maybe money is.

Learn more about the many features of Numbrs on www.numbrs.com. If you have any further questions or comments, you can always contact our friendly support team. You can reach us via chat in the app or via email at support@numbrs.com.

If you are looking for one app to manage your entire financial life, Numbrs is the app for you. It is available for iOS and Android.

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