Numbrs
One app. All accounts. One overview.
Manage all your accounts, crypto wallets, and loyalty cards with just one login. Numbrs helps you to manage your finances and save money. 100% neutral. Without your bank accessing your data.
One app.
All accounts.
One overview.
Manage all your accounts, crypto wallets, and loyalty cards with just one login. Numbrs helps you to manage your finances and save money. 100% neutral. Without your bank accessing your data.
100% Neutral
100% Privacy
0% Bank
Your bank always has a conflict of interest. It must sell its own products. Numbrs is not a bank. We neither sell products, nor your data. We guarantee a 100% neutral analysis of your finances. Without any conflict of interest, and fully independent from banks.
"Neo." The most advanced AI technology for analysing financial data.
The AI function “Neo” analyses your transactions in the background and alerts you in the event of high interest rates, hidden fees, too expensive loans, unnecessary insurances, and more. Neo saves you money. The best thing? You don’t have to do anything.
Multibanking
As useful as multiple bank accounts for different purposes might be, it is difficult to keep an overview. With the Numbrs Multibanking feature, you will never lose sight of your accounts. Without your bank accessing your data. 100% neutral with no conflict of interest.
All bank accounts
Whether you want to manage one or multiple bank accounts – with Numbrs, you are always in control. No matter which bank you use.
All Crypto Wallets
Bitcoin, Ethereum & Co. - no matter which crypto currency you favor, our Multibanking feature enables you to manage the most popular crypto wallets in one place.
All Loyalty Cards
Just leave your plastic cards from IKEA, Starbucks, or Miles & More at home. By adding your loyalty cards to Numbrs, you will never miss out on loyalty points. You don’t even need to open the app for it.
100% neutral Multibanking
Why your bank shouldn’t have access to all of your accounts.
One balance
What is the balance on one account, and what is it on the other? What is my overall financial situation? We have you covered. Numbrs aggregates all the balances from all of your accounts into one.
Left to Spend
You dream of a spontaneous short trip but are not sure if you can afford it? Our 'Left to Spend' feature calculates in real time, how much money you have left to spend after paying your fixed costs.
Multiple currencies
With Numbrs, you can manage all your accounts from several countries and multiple currencies, including the British Pound or the Euro.
One Login
Timeline
The Timeline feature helps you to keep track of all transactions and account activities. Scroll forward into the future or back in time to check every transaction in every account.
Future Timeline
With the Future Timeline feature, you can see the future of your finances. The feature analyses your scheduled expenses and calculates your upcoming account balance in real time.
Transaction details
Details matter. Receive important information and intelligent insights into every single transaction.
Search
The Search feature helps you to find a specific transaction quickly. Search for a particular term, an amount, a recipient, or a time frame.
One Login
If you use multiple online or mobile banking applications of various banks, you know the inconvenience all too well. You have to login on this account with that password, and on the other account with the other password. It is all but convenient and practical.
The benefit of the feature Multibanking is clear: Manage all your accounts with just one login and one app. Stop the clutter of apps on your smartphone that requires numerous, cumbersome logins.
In addition, Numbrs aggregates all balances of all your accounts into one single overview.
Why your bank shouldn’t have access to all of your accounts.
Your bank should never have access to all of your accounts. It has a conflict of interest as it must always sell its own products. If you do disclose all of our accounts to your bank, it will try to take advantage of you by generating a financial gain through selling you credit cards, bank accounts or loans. This will lead to increased costs or additional fees charged to your account.
Numbrs is not a bank, it is 100% neutral. We do not sell financial products nor do we partner with banks. Our neutrality is a guarantee for you that we have just one goal: To help you to make the best out of your finances. Independent from banks and without a conflict of interest.
Neo
The AI function “Neo” analyses your transactions, so you can save money more easily. Neo alerts you of hidden fees, too high interest rates or unnecessary products. And Neo gets smarter with every transaction.
Artificial Intelligence.
The smart way to save money.
Refinancing
Save on interest and get out of debt faster. Neo is able to detect if you can refinance your existing loan with a more favorable one.
Neo warns you of fees
Never pay unnecessary fees again.
Self-learning algorithms
Neo gets smarter with every transaction.
Questions that Neo is able to answer from now on:
Am I creditworthy? How secure is my salary? Do I get paid appropriately? Should my salary be increased? How much money can I spend? Where can I save the most money? How do I reach my goals faster? What is my net worth? Am I perhaps overinsured? Which products do I really need? How much money do I have in a year?
Neo checks your loans
Get out of debt faster.
Consolidate
The self-learning algorithms of Neo detect if you can consolidate several loans into one. This is how you can save money.
Neo's foundation
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…data points
Regular Updates
Neo can tell you if you get paid appropriately. Try it out now.
Neo works for you in the background and continuously gets smarter.
Neo has been designed from the ground up to ensure that Artificial Intelligence technology never stops learning, making it better and better for you.
For example, the more accounts you add to Numbrs, the more accurately the self-learning algorithms can analyse your bookings and give you tailor-made suggestions for optimising your finances.
The machine learning algorithms of Neo put you in the position to realise the full potential of your savings opportunities.
Neo becomes smarter and better for you with the touch of a button.
Neo regularly receives a software update that provides you with new features and makes the existing functions of the app better.
Through regular updates, Neo will become even smarter and more efficient over time.
As soon as an update is available, a signal appears on your home screen. You then have the option to install the update immediately or at a later time.
Neo helps you to get out debts faster.
You should regularly check your loans. After all, those who do not know their financial obligations quickly miscalculate.
In certain life situations, excessively high interest rates and long contract terms can become a burden that is difficult to bear.
Neo's self-learning algorithms automatically analyse each of your bookings and recognise if you can refinance your old credit with a new credit with lower interest rates.
This saves you interest and allows you to pay off your debts faster.
Neo's advanced AI technology helps you save money.
Numbrs' Neural Engine, called "Neo", is one of the most advanced AI technologies for analysing financial data.
At Numbrs, technology shall not be mere theory, but should offer concrete benefits to all users.
Thanks to Artificial Intelligence (AI) and Machine Learning (ML), we can already offer you intelligent functions that allow you to manage your finances more easily, quickly and smarter.
You save money without having to do anything.
Neo discovers hidden fees for you. This way you save money.
Both traditional and challenger banks charge high fees for their accounts, loans or credit cards. The customer is usually the one who suffers, often not having read the small print under the contract and unknowingly paying too high fees.
The AI function "Neo" automatically analyses every single transaction and informs you as soon as the self-learning algorithms have determined that fees are being deducted from your account, but also if they are too high.
This saves you money.
Neo is based on the analysis of over a trillion pieces of information.
Neo's smart algorithms capture and process 3,554 data points per account entry in real time. Since the introduction of the Numbrs App in 2014, the self-learning algorithms of Neo have analysed 1.040.335.608.624 pieces of information (status September 2020).
Neo uses the information collected to improve existing functions and to give you new, useful hints (Insights). Examples for the use of Neo's AI analysis is the detection of excessive interest and hidden charges or to categorize your bookings.
Report
The Finance Report feature automatically organises and monitors all your income, your spendings, budgets, and savings. It is all about facts and figures, not the personal opinion or recommendation of your banker.
Income & spending
How much money did you spend on coffee two weeks ago or traveling in the last year? The Finance Report will show you. The feature organises your income and expenses conveniently based on time frames and categories for years past.
100% neutral Finance-Report
You decide. Not your Banker.
Saving Goals
We all have wishes that we could fulfil with the necessary funds. Whether it’s the dream car or own home – The Saving Goals feature helps you to track your progress and achieve your goals faster.
Budget
One minute you're not paying attention and you've already spent more than you should. The Budget feature helps you set a budget, track your spending, and automatically alerts you before you overspend… in the end, you decide.
Categorisation
The Categorisation feature automatically sorts all your transactions into clearly arranged categories, e.g. your weekend shopping into the category Food, your new iPhone into the category Electronics, or the Uber ride into the category Transport.
Savings
A high doctor's bill or unexpected repair costs - there are many good reasons to build up savings. The Savings feature shows you exactly how much money you have saved this month and how much you should save.
The Finance Report delivers the facts. And you alone decide.
Facts and “numbers” (Numbrs) should always be the foundation of any financial decision. Not the opinion of a third party, a financial advisor, or a bank that just intends to sell you its products.
Reliable and neutral data are the very basis for an educated decision, and every feature of the Numbrs app is aimed at that.
Numbrs deploys advanced machine learning algorithms to create automatic reports on your finances. The feature Finance Report helps you to identify trends in your income and spendings so you can independently decide which way you want to go.
Send Money
Secure. Easy. Fast. With the Send Money feature, unnecessary number twisters and forgotten payments are a thing of the past.
Send money internationally
Whether nationally or internationally: pay all your bills and send money to your friends and family, no matter where they are.
Contact List
Save popular recipients in the Contact List and avoid having to enter the IBAN or any account numbers manually in the future.
Standing Orders
Create useful Standing Orders and monitor their correct execution in the Numbrs app.
Scheduled transfers
Sometimes we can’t pay a bill because we are on holiday, when the rent is due. Plan your payments ahead of time with scheduled transfers, and mark them as done.
TAN-Method
The Send Money feature supports all common TAN-methods offered by banks, such as chipTAN, smsTAN, and pushTAN.
Privacy
Finances are a private matter. With Numbrs, you can be sure that it stays that way. Security and the protection of your privacy are inseparable from Numbrs.
100% Privacy
Your data
is locked
away.
Face ID & Touch ID
Your personal Numbrs account can only be accessed with your code, with Touch ID or Face ID. Your fingerprint and facial data are unique and the most secure way to log in.
No Ads
Numbrs will not display advertising, nor do we create a data profile about your activities. Our neutrality prevents access to your information by banks and insurance companies for advertising purposes.
End-to-End Encryption
From the moment you add your account to Numbrs, all your information is fully protected by the most advanced end-to-end encryption technologies.
Data Lock
The Data Lock feature alerts you whenever your bank account is being updated in the background and a connection with your bank is established.
Security Code
Creating a secure code is the most important aspect for protecting your account. The code is standardised to six digits. So there are a million possible combinations.
Certified security
We strictly comply with the General Data Protection Regulation (GDPR) of the European Union. In addition, independent security experts regularly verify that all aspects of the app adhere to the highest security standards. Numbrs has received several security awards.
Your data is under lock and key at Numbrs.
Whenever Numbrs collects data, we clearly and transparently indicate to do so. We make sure that you know how your personal information is used and how you can change this at any time.
The Data Lock feature informs you about our privacy and security measures. You can always assess how Numbrs uses and secures your information.
But the feature can do much more than this. For example, it proactively alerts you when your bank account is being updated in the background and a connection to your bank is established.
Notifications
Whether you are waiting for your next paycheck to do a major purchase or if you just want to stay up to date. Notifications update you on the most important transactions.
Salary
Finally - your paycheck has arrived. Receive a notification as soon as the money is in your bank account.
Budget
Maybe you shouldn’t buy those jeans now. Notifications will automatically alert you if you have almost used up your set budget.
Security & Privacy
Helpful notifications inform you about the latest security and privacy measures.
Transfers
Receive a notification whenever a certain transaction has been made or is about to be executed.
Control center
Adjust every notification to your needs. Activate Privacy Mode to change the content or frequency of notifications.
Overview
Receive a daily overview of your account balance and a summary of all your income and spendings.
PayDay
Once a week it is PayDay in the Numbrs app where we pay out €50,000 to our users. True to our mission, PayDay helps our users to live a financially healthy life.
Every week there is PayDay
€50,000 for your financial health.
App Feature
Numbrs PayDay is not a typical recommendation programme, but a standalone feature in the app. Find out when the next PayDay takes place, check your tickets or find out how much money will be paid out to you.
Numbrs PayDay - €50,000 for your financial health.
Our mission is to provide all our users with a financially healthy life. To reinforce that mission, we created Numbrs PayDay.
PayDay is not a typical recommendation programme, but a full-fledged app feature. Every week we pay out €50,000 to our users so they can live a financially healthier life.
Numbrs PayDay takes place every week in the app and every user can participate.
Subscription
Choose between a monthly or annual subscription and try Numbrs for free for up to two weeks. You can cancel your subscription for free at any point during the trial period.
100% Neutral Business Model
If something is free of charge, YOU are the product.
If something is free of charge, YOU are the product. Our business model guarantees you 100% neutrality.
If you don’t have to pay for a service, you are not a customer – you are the product. Apps that are financed by advertising rely on collecting and selling your data in order to show targeted ads.
Our business model is not based on collecting and selling your data. We do not display ads, nor will we share or sell your personal information. We don’t sell any financial products and thus receive no commission fees.
For a monthly or annual subscription fee, our users get the benefit of all the features Numbrs has to offer and take advantage of guaranteed privacy and 100% neutrality.
Download the Numbrs app from the Apple App Store or Google Play
Extras
Finances are annoying and boring? We will prove you wrong. Discover entertaining features and easter eggs within the Numbrs app.
Demo Mode
Would you like to show Numbrs to your friends without revealing your personal information? Then activate Demo Mode and take control of the bank accounts of Carrie, Donald or James.
What if Calculator
When will I become a millionaire? Or how much money could I save if I quit smoking for the next six months? Our “What If” calculator has all the answers.
Support
We want to offer you the best customer service. Our support chat, our team of experts and our smart FAQ articles help you quickly and efficiently.
Smart FAQ
Our smart FAQ articles help you find answers quickly. You don’t even have to contact our team anymore.
Chat
You would like to ask our team directly? No problem, the integrated Chat feature connects you with our experts right in the app.
Support Experts
Get support from the people who know Numbrs best. Our trained Support Agents are happy to help you in an efficient and friendly manner.
